Chip Bewertungen 4 545

TrustScore 4.5 von 5

4,4

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 5 von 5 Sternen

I wanted to say thanks Chip for innovating with their Spring Prize Draw and new Smart ISA in April. I've been with them since 2017 and having a spread of money across savings, investments and a Prize... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I asked a not-very-straightforward question. Got a full and comprehensive answer by e-mail, clearly and logically presented. I was blown away - I've never had a response to an online query so good. If... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 1 von 5 Sternen

The worst pop up unregulated bank known to man. My mother has £4k in the bank. She's now passed away and they are refusing to pay my mom's funeral! Financial ombudsman have said they have tons o... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Chip customer service were excellent in dealing with a technical issue I had. Prompt responses and helpful suggestions. They actually read what I sent and understood my problem rather than just sendin... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut

Über Chip

Vom Unternehmen geschrieben

      Download Chip App      Chip Instagram        Chip LinkedIn      Chip LinkedIn  

Chip is here to make your life wealthy; we offer one simple, personalised experience to manage, grow and protect your wealth. That’s why we’ve been crowned ‘Best Personal Finance App’ in 2025, 2024, 2022, 2019 at the British Bank Awards.

With Chip you can:

      
  • Start investing from £1 with our range of investment funds.
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  • Build wealth tax-free1 with our Cash ISA and Stocks & Shares ISA.
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  • Track your entire investments and savings portfolio in one place.
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  • Set your financial goals, link an account and save for those milestone moments.
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  • Our smart features, like autosaving and recurring deposits, help make investing and saving seamless and easy.
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  • Open any of our savings accounts completely free within minutes2.
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  • All savings accounts in Chip are eligible for FSCS protection on up to £85,0002.
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  • UK-based customer support available 7 days a week.

Everything else you need to know:

      
  • Seccl Custody Limited is the ISA Manager for our Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.
  •   
  • Chip is a trading name of Chip Financial Ltd, authorised and regulated by the FCA (FRN: 911255). ClearBank Limited is the account provider for our savings accounts.
  •   
  • Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.
  •   
  • When investing, your capital is at risk. 1Tax treatment depends on individual circumstances and may be subject to change in the future. Chip does not provide tax or financial advice.

Kontaktinformationen

4,4

Hervorragend

TrustScore 4.5 von 5

4545 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Inhalte von echten Menschen stehen bei Trustpilot im Vordergrund. Dieses Unternehmen kann jedoch zusätzlich unser KI-gestütztes Antwort-Tool verwenden, um Hilfe beim Verfassen von Antworten zu erhalten.

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Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.

Unternehmen auf Trustpilot dürfen keine finanziellen oder anderweitigen Anreize oder Gegenleistungen für das Verbergen von Bewertungen anbieten. Bewertungen spiegeln die Meinung einzelner Nutzer wider und nicht die von Trustpilot. Mehr erfahren

Bewertet mit 1 von 5 Sternen

Don’t bother with their prize savings account

Don’t bother with their prize savings account. They push it as an alternative or addition to premium bonds but it’s so very very different. You don’t know when the prizes are announced and despite checking my account says I’m in the next draw but doesn’t tell me what my results for the last draw was.

2. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Brian,

We appreciate you raising these concerns. We aim to ensure all participants are fully informed; currently, all winners are notified via email within five working days of the draw. If you win the Grand Prize, our team will also contact you directly by telephone. We understand that more explicit in-app confirmation of 'no-win' results would be helpful for peace of mind - I can confirm this is always updated when the draw has been run, and we are looking into how we can improve this transparency in future updates.

The Chip Team

Bewertet mit 5 von 5 Sternen

I contacted Chip to request some…

I contacted Chip to request some historical statements. They were helpful, friendly and efficient and emailed me relevant documents the same day. I was hugely grateful for their first class service and would happily recommend them to family and friends.

9. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi LR,

We are so glad we could help you out, and thank you for the lovely feedback! We know that hunting down historical statements can sometimes be a bit of a chore, so we're happy the team could make it quick and easy for you.

The Chip Team

Bewertet mit 5 von 5 Sternen

Excellent customer service

Great to save with. Excellent customer service if you need it. Really quick and very helpful

19. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Amanda,

Thank you very much for your high recommendation. We are pleased to hear that you are finding Chip an excellent platform for your savings and that our customer service team has provided the quick, helpful support we always strive for.

The Chip Team

Bewertet mit 5 von 5 Sternen

Good service,

Chip showed that it responds well to customer issues. I was very satisfied with the service I received,

19. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Malcolm,

Thank you for your positive review. We are delighted that you were satisfied with our response to your recent inquiry. We strive to provide effective and professional service at every touchpoint, and we truly value your feedback on our performance.

The Chip Team

Bewertet mit 5 von 5 Sternen

Strong recommend

Easy to use and with great, swift customer service should you need any help. Strong recommend!

25. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Victoria,

Thank you so much for sharing your positive experience with us. We are committed to providing a streamlined service backed by prompt customer support, and we are delighted that you would recommend our platform. We look forward to continuing to support your financial goals!

The Chip Team

Bewertet mit 5 von 5 Sternen

It’s honestly the best customer service…

It’s honestly the best customer service out there. Fast, good chat and highly effective. Faultless.

25. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Stuart,

We are delighted to hear that you found our support both fast and highly effective. Maintaining a standard of faultless service is a collective effort at Chip, thank you for your support and for being a part of our community.

The Chip Team

Bewertet mit 5 von 5 Sternen

I had a query that was puzzling me

I had a query that was puzzling me and the guys at Chip were very quick to find me reassuring answers without me having to repeat my problem.

3. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Campden,

Thank you for the positive review. We are delighted that our team could assist you so effectively. Minimizing friction and providing accurate information are top priorities for us, and we are glad we met those standards during your recent interaction.

The Chip Team

Bewertet mit 3 von 5 Sternen

I have invested £2000 in Chip and as it…

I have invested £2000 in Chip and as it appears to be earning no interest, would now like to withdraw the full amount. This is proving difficult to do. The app insists I must give Chip 90 days access to my personal bank account. I do not want to do this. I'm not sure what to do to withdraw my money.
Today - 25.2.26 Chip responded helpful and enable me to withdraw the money without having to give access to my personal bank account.

24. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Jane,

Thank you for taking the time to share this, and I am really sorry you are finding the withdrawal process frustrating.

Chip uses open banking to verify accounts securely when moving money, please get in touch with us through the in-app chat so we can look into your account and guide you step by step. If you cannot access the app at all, please email hello@getchip.uk with your details and we will help you as quickly as possible.

We want to make sure you can access your funds easily and feel confident using Chip, so we are here to support you.

The Chip Team

Bewertet mit 5 von 5 Sternen

Excellent App

Excellent App, with helpful staff who responded promptly to my enquiry.

17. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Sue,

Thank you so much for the lovely feedback.

We are really pleased to hear you are enjoying the app and that our team were able to help quickly with your enquiry. Providing clear, prompt support is something we care a lot about, so it means a great deal to hear that reflected in your experience.

The Chip Team

Bewertet mit 5 von 5 Sternen

Glen & Rikki at Chip went over and…

Glen & Rikki at Chip went over and above to help resolve the issue I had receiving OTP’s when I upgraded mobile phone and moved networks .

19. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi HA,

Thank you very much for sharing this, it is rewarding to know our team successfully navigated this for you, sometimes network issues can cause delays in the OTP's being received.

I will ensure that both Glen and Rikki are recognized for their commitment to seeing your case through to resolution.

The Chip Team

Bewertet mit 5 von 5 Sternen

Dealing with a bereavement

Following a bereavement, I was tasked with reaching out to Chip. All my messages were with the same person, Todd, who consistently offered his condolences . I was kept up to date with progress at each stage. Very considerate and empathetic with situation and Todd warned me that some correspondence would be in the name of the deceased and he apologised. He then gave me a timeline of the next steps. All resolved relatively quickly and very smoothly.
A very positive interaction.

18. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi there,

Thank you for sharing your experience with us during such a difficult time. We are deeply sorry for your loss, and we are glad to hear that Todd was able to provide the compassionate support and clear guidance you needed. Ensuring these sensitive matters are handled with dignity is a priority for us, and we will ensure Todd is recognized for his exceptional care and professionalism.

The Chip Team

Bewertet mit 1 von 5 Sternen

Was a great app from the beginning I…

Was a great app from the beginning I remember when it opened an stuck with them and it got much better now dont what it is my whole account sign has gone keeps wanting me to sign up no pin login says contact support no where to contact support glad iv not got much money here now become very sketchy.

18. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Kraig,

We’re really sorry to hear this. That sounds incredibly frustrating, especially as you’ve been with us since the early days.

If the app is asking you to sign up again and you can’t access your PIN login, it’s usually a sign that something’s gone wrong with the sign in process rather than your account itself. Please don’t worry, your money and account details won’t have disappeared.

As you’re currently unable to access the app, the best thing to do is email us directly at hello@getchip.uk and our team will be able to locate your account and help you get back in as quickly as possible.

We completely understand how this can feel concerning, and we appreciate you sticking with us. We’ll get this sorted for you.

The Chip Team

Bewertet mit 5 von 5 Sternen

Whole experience was good but change of…

Whole experience was good but change of mobile number can cause problems, needs better awareness of consequences.
many thanks, paul

19. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Paul,

Thank you for your feedback, we recognize that updating a mobile number is a critical security step that can occasionally result in service friction. We are always reviewing our communications to ensure users are better informed of the security protocols involved during this transition.

The Chip Team

Bewertet mit 5 von 5 Sternen

Would recommend great app easy to use…

Would recommend great app easy to use easy to set up and buy stocks and fun with prize savings account and customer service is always quick to respond and resolve issues on the rare occasion they occur very rapidly
(Thank you usamah)

19. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi HM,

Thank you for the fantastic recommendation! We’re thrilled to hear you’re finding the stocks and prize savings features so easy to use. I’ll be sure to pass your kind words on to Usamah as he’ll be delighted to know he could help you out so quickly which as what we always aim for.

The Chip Team

Bewertet mit 5 von 5 Sternen

Excellent prompt service

Excellent prompt service. I'm very happy with Chip

18. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Anne,

We are so pleased to hear this! we know that when it comes to your savings, 'prompt' service is key to peace of mind, we will be sure to relay your kind words to the team.

The Chip Team

Bewertet mit 5 von 5 Sternen

Excellent customer support

I received really good support from Chip when I was having problems linking my bank account with my chip account. Their responses were quick, concise and helpful, so the problem was soon resolved. Thank you

12. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Peter,

That is exactly what we like to hear, linking a bank account is the most important step to getting your savings moving, so I’m glad our team was able to jump in and make it a smooth process for you.

The Chip Team

Bewertet mit 5 von 5 Sternen

Timely and professional

Timely, clear and helpful response and advice when I needed information and guidance. Thank you

11. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Abimibola,

That is exactly what we aim for! We know that when you’re looking for guidance, the last thing you want is a slow or confusing reply. It’s great to hear that our team was able to provide the clarity you needed, right when you needed it.

The Chip Team

Bewertet mit 4 von 5 Sternen

Very good communication

Very good communication, good products very pleased Highly recommend.

12. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Catherine,

That is wonderful to hear! We know that clear communication is just as important as the products themselves, so it’s great to see that balance is working well for you.

Thank you for the high recommendation, it means a lot to the whole team!

The Chip Team

Bewertet mit 5 von 5 Sternen

Good customer service

Good customer service, Chip informed me that I needed to reconnect my bank account to the app, and informed me how to do this. Great support and a quick response to my questions.

7. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Alan,

It is great to hear that the reconnection process went smoothly for you! Open Banking connections usually need a quick refresh every 90 days for security, so I'm glad our team was on hand to guide you through it.

The Chip Team

Bewertet mit 5 von 5 Sternen

Great service

Really simple, great way to manage money and get competitive interest rates. Very efficient and helpful customer support. Recommend

12. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Lewis,

Thank you for the recommendation! We’ll keep working hard to ensure we stay simple and efficient as your savings continue to grow, and we are always here to support you along the way.

The Chip Team

So funktioniert Trustpilot

Auf Trustpilot hat jeder die Möglichkeit, Bewertungen abzugeben. Der Verfasser einer Bewertung kann diese jederzeit bearbeiten oder löschen, und die Bewertungen werden angezeigt, solange der jeweilige Nutzer-Account aktiv ist.

Unternehmen können über automatische Einladungen zur Bewertungsabgabe einladen. Diese Bewertungen werden mit dem Hinweis „verifiziert“ versehen, um darauf hinzuweisen, dass es sich um echte Erfahrungen handelt.

Erfahren Sie mehr über die verschiedenen Arten von Bewertungen.

Zum Schutz unseres Portals setzen wir auf eine Kombination aus spezialisierten Mitarbeitern und cleveren Technologien. Erfahren Sie, wie wir gefälschte Bewertungen bekämpfen.

Erfahren Sie mehr darüber, wie Bewertungen auf Trustpilot gehandhabt werden.

Hier ​finden Sie 8 Tipps für das Schreiben von Bewertungen.

Die Verifizierung hilft sicherzustellen, dass es sich bei den Bewertungen, die Sie auf Trustpilot lesen, um Bewertungen von echten Menschen handelt.

Anreize für das Schreiben von Bewertungen anzubieten oder selektiv zur Bewertungsabgabe einzuladen, kann den TrustScore verfälschen. Deshalb verstößt beides gegen unsere Richtlinien.

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