Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.
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Das sagen Bewerter
The company has been great so far to work with. They double checked with our venue and let us know that we didn't need as much insurance as we were going to get so adjusted our coverage and gave us a... Mehr ansehen
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben
BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
CHECK YOUR PRICE
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
CHECK YOUR PRICE
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
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Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
GET APPRAISAL NOW
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
CHECK YOUR PRICE
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
4,8
Hervorragend
779 Bewertungen
Bittet Kunden um Bewertungen
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The customer experience was stellar
The customer experience was stellar - needed to change some aspect of my insurance policy and it took all of a few emails within the same day. Very streamlined and the representative was very accommodating.
15. September 2026
Antwort von BriteCo
Thank you for the great feedback, Justin! We're glad making changes to your policy was so quick and streamlined, and that our team was able to make the process easy for you. We appreciate you choosing BriteCo!
The BriteCo Team
I wanted to talk with a human
I wanted to talk with a human, but saw no contact names or numbers.
14. September 2026
Antwort von BriteCo
Hi Charles,
A member of our team has reached out and left you a message. Feel free to call us back, and we’ll be happy to assist you.
Thank you,
The BriteCo Team
Thankfully, I've not had to use it
Thankfully, I have not had to use my insurance policy, but it's a good peace of mind for protecting the beautiful gift from my husband. Thank you for this service!
14. September 2026
Antwort von BriteCo
Thank you for sharing your experience, Jacki! We're glad your coverage gives you peace of mind knowing your special gift is protected. We appreciate you choosing BriteCo!
The BriteCo Team
Leave a Review → I’m amazed at the…
Leave a Review → I’m amazed at the speed and efficiency this was handled. Also at the cost of the insurance. I never remove my rings you insured for more than a short period of time and a necessity. But I know unexpected events can happen. I’m happy to have this taken care of and I hope it is never needed. I intend to recommend this company to friends and family.
14. September 2026
Antwort von BriteCo
Hi Jo,
Thank you for sharing your experience! We're so glad you were impressed by the speed, efficiency, and cost of your coverage. It’s great to know you feel confident having your rings protected, and we truly appreciate your recommendation!
The BriteCo Team
Overall OK, but should be more clear about requirements up front
It was easy to apply, but the website made the process sound a lot more simplistic than it was. I was insuring a watch, and all it said I needed to provide was a photo of the watch and an original sales receipt, so that's what I provided. About a week later, I received several confusing emails stating that additional action was required, but not stating exactly what was needed. I reached out to customer service and in the reply I received several days later, they said I needed to submit an appraisal...something that was never mentioned in the application process. I pushed back on this and they then said they just needed documentation with my name to confirm ownership, so even a credit card statement would do. I then submitted a credit card sales slip with my name on it, and that was sufficient to finalize my coverage.
I wish they would have just stated at the beginning that they just needed a document with my name on it. That would have saved a lot of confusion, stress, and back and forth communication.
9. September 2026
Antwort von BriteCo
Omer,
Thank you for sharing your experience. We’re sorry the documentation requirements were not clearly communicated from the beginning and that our follow up emails added to the confusion. We understand how frustrating it must have been to receive different instructions and wait several days for clarification.
We appreciate your patience while we worked to confirm ownership and finalize your coverage. Your feedback highlights an opportunity for us to make our application requirements and communications clearer, and we will share it with our team.
Cheers,
BriteCo
I had a loss in January 2026
I had a loss in January 2026 and you guys made it incredibly easy to have my ring remade and then it was equally as easy to reinsure my new ring. I really appreciated that you made a difficult situation a bit easier to get through!
11. September 2026
Antwort von BriteCo
Hi Meghan,
Thank you for sharing your experience. We’re so glad we could make a difficult situation a little easier and that both the replacement process and reinsuring your new ring were so straightforward. We truly appreciate your trust in BriteCo!
The BriteCo Team
Antwort von BriteCo
Hi Robert and Christine,
We appreciate you sharing your experience! We're glad your BriteCo coverage gives you peace of mind knowing your valuables are protected.
The BriteCo Team
Customer service
The briteco customer service reps were great!!! I put the wrong date on a form and didn't realize until after submitting it. They fixed it within minutes of me calling the customer service line.
10. September 2026
Antwort von BriteCo
Hi Ramiro,
Thank you for the great feedback! We're glad our customer service team was able to quickly fix the date on your form and get everything squared away. We appreciate you taking the time to share your experience!
The BriteCo Team
BriteCo makes it easy!
BriteCo has been highly professional and easy to work with, with excellent communication. I am confident that my jewelry is adequately protected by BriteCo, which alleviates my concerns.
13. September 2026
Antwort von BriteCo
Hi Allie,
We appreciate you sharing your experience! We're glad you've found BriteCo professional and easy to work with, and that our communication has given you confidence in your coverage. It's great to know you can have peace of mind knowing your jewelry is protected.
The BriteCo Team
The Quick Response Time and Customer…
The Quick Response Time and Customer service is
Spot On. Thank You
9. September 2026
Antwort von BriteCo
Hi Richard,
We appreciate the kind words! We're glad to hear our quick response times and customer service have made a great impression. Thank you for choosing BriteCo!
The BriteCo Team
Very simple process and got exactly…
Very simple process and got exactly what we needed.
8. September 2026
Antwort von BriteCo
Hi there,
We're glad to hear the process was simple and that you were able to get exactly what you needed. Thanks for taking the time to share your experience!
The BriteCo Team
Super easy process
This was super easy to sign up and process. I loved how the link our wedding coordinator sent along already set up all of our venue details so it was very seamless.
3. September 2026
Antwort von BriteCo
Hi Peter,
Thank you for sharing your experience! We're glad you found the signup process easy and that having your venue details already set up made everything seamless.
The BriteCo Team
Brute Co is very simple to use
Brute Co is very simple to use. They automatically update the value of your Jewelry to make sure you’re completely covered. This is one thing you can mark off your list to not have to worry about they take care of you.
9. September 2026
Antwort von BriteCo
Hi Donna,
Thank you for sharing your experience! We're glad you've found BriteCo simple to use and that your coverage is one less thing to worry about. We appreciate your trust in us!
The BriteCo Team
Antwort von BriteCo
Hi Michael,
We appreciate the feedback! We're glad you found the process quick and easy, and that you were happy with the rate.
The BriteCo Team
Quick, Easy, and Affordable!
It was a quick and easy process! The cheapest option I could find!
9. September 2026
Antwort von BriteCo
Hi Mikiah,
Thanks for sharing your experience! We're glad you found the process quick and easy and that you were happy with the price.
We appreciate you choosing BriteCo!
The BriteCo Team
A few things I have issue with- First
A few things I have issue with- First, the timeline of yearly payment. I got an email in June saying sometime September that it was due, no date or price. The second is when I upload my ring info you wait to hear back, nothing, then it’s denied. No reason what so ever. Plus, this is only time anyone from Britco has ever reached out.
10. September 2026
Antwort von BriteCo
Hi Bryan,
I’m sorry this process has been so frustrating. You should have received clear information about when your annual payment was due and how much it would be. You also deserved an explanation when your ring submission was denied, rather than being left without an update.
Thank you for taking the time to share this with us. We’re reviewing your feedback with our team so we can improve how we communicate throughout the process.
The BriteCo Team
Amazing thank you so much very good and…
Amazing thank you so much very good and very easy GOD bless you all ❤️🙏
8. September 2026
Antwort von BriteCo
Hi Erick,
Thank you for the kind words! We're so glad you had such an easy experience with BriteCo. We truly appreciate your support!
The BriteCo Team
Price changes with automatic renewal
Even though I have automatic renewal, I would like to have an alert of the new premium cost months before the due date.
11. September 2026
Antwort von BriteCo
Hi Robert,
We completely understand wanting advance notice of any change to your premium. We send a renewal notice 90 days before the renewal date with the updated premium and policy details. We’re sorry if that notice did not reach you as expected, and we appreciate you bringing this to our attention.
The BriteCo Team
I had a great experience with BritecCo.
I had a great experience with BritecCo.
It was fantastic leaving the store with my jewelry insured . Who wouldn't want to use Britco . It made things so much much simpler .
9. September 2026
Antwort von BriteCo
Hi Leslee,
Thank you for sharing your experience! We're glad we could make getting your jewelry insured so simple and convenient. We appreciate your kind words and support!
The BriteCo Team
Great Customer service
Great Customer service. Fast as well! Also, very user friendly website and process. Full coverage to every possible outcome that could happen domestically or internationally. Would recommend to everyone.
11. September 2026
Antwort von BriteCo
Hi Chandler,
Thank you for the great feedback! We're glad you found the website and process easy to use and had a quick, positive experience with our team. We really appreciate your recommendation!
The BriteCo Team
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