Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.
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Das sagen Bewerter
The company has been great so far to work with. They double checked with our venue and let us know that we didn't need as much insurance as we were going to get so adjusted our coverage and gave us a... Mehr ansehen
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben
BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
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Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
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Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
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Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
GET APPRAISAL NOW
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
CHECK YOUR PRICE
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
4,8
Hervorragend
779 Bewertungen
Bittet Kunden um Bewertungen
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Antwort von BriteCo
Hi Bruce,
Thank you for the kind words! We're glad Emma was able to help and make the process quick and easy.
The BriteCo Team
Quick and efficient
17. September 2026
Antwort von BriteCo
Hi Marianne,
Thank you for the kind review! We're glad you found the process quick and efficient.
The BriteCo Team
Super easy getting the jewelry…
Super easy getting the jewelry insurance set up. Had to snap a pic of the jewelry and the appraisel but they made it quick.
17. September 2026
Antwort von BriteCo
Hi Bikash,
Thank you for sharing your experience! We're glad getting your jewelry insured was quick and easy, and that the photo and appraisal steps were simple to complete.
Thank you for choosing BriteCo!
The BriteCo Team
The online process was quick and easy
The online process was quick and easy. All my questions were answered via email very quickly. Price was good too.
14. September 2026
Antwort von BriteCo
Hi there,
Thank you for sharing your experience! We're glad you found the online process quick and easy, and that our team was able to answer your questions promptly. We're also happy you were pleased with the price!
Thank you for choosing BriteCo!
The BriteCo Team
I got an answer quickly and was able to…
I got an answer quickly and was able to make the changes I needed to make easily with the instructions that were sent to me.
17. September 2026
Antwort von BriteCo
Hi Bree,
Thank you for sharing your experience! We're glad you received a quick response and that the instructions made it easy to make the changes you needed.
We appreciate you choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Thank you for the feedback, Belinda! We're glad you found the process easy and the pricing affordable. We appreciate you choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Hi James,
Thank you for the kind review! We're glad everything went smoothly and was easy to manage.
Thank you for choosing BriteCo!
The BriteCo Team
Very easy process to obtain insurance…
Very easy process to obtain insurance for jewelry pieces. Can do it all online.
13. September 2026
Antwort von BriteCo
Hi Cheryl,
Thank you for the kind review! We're glad you found the process easy and convenient to complete online.
Thank you for choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Hi Steve,
Thank you for the kind review! We're glad you found the process easy and the price affordable.
Thank you for choosing BriteCo!
The BriteCo Team
BriteCo Easy and Quick
Getting the insurance for engagement ring was easy and quick and now I have peace of mind.
16. September 2026
Antwort von BriteCo
Hi Mark,
Thank you for sharing your experience! We're glad getting coverage for your engagement ring was quick and easy, and that it gives you peace of mind.
Thank you for choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Thank you for the kind words, Daniel! We're glad you've found our team responsive, proactive, and easy to communicate with. We appreciate you choosing BriteCo!
The BriteCo Team
Purchase of insurance coverage was made…
Purchase of insurance coverage was made easy through the Jewelry store. Have not had to submit a claim to date but knowing coverage is there is reassuring. Thank you
13. September 2026
Antwort von BriteCo
Thank you for sharing your experience, Patricia! We're glad getting your coverage was so easy and that having it in place gives you peace of mind. We appreciate you choosing BriteCo!
The BriteCo Team
The Brite.Co-insurance enrollment experience.
The Brite.Co-insurance enrollment was computer-user-friendly, and the assistance provided by the Brite Insurance Agent was courteous and professional.
Thank you,
Rudy Ornelas
9. September 2026
Antwort von BriteCo
Thank you for the kind words, Rudy! We're glad you found the enrollment process easy to use and that our team provided courteous and professional service. We appreciate you choosing BriteCo!
The BriteCo Team
I paid and I guess that is what was…
I paid and I guess that is what was designed for me to do but on 3 different occasions I've tried to reach out to someone live and to date I still have not had my questions answered! So I'm dissatisfied with the communication! My experience makes me wonder if something actually happens with my jewelry, what would genuinely happen with my claim?
14. September 2026
Antwort von BriteCo
Hi Marilyn,
I looked into your case and I'm glad you were able to connect with someone from our customer service team. We apologize for the delay and appreciate you choosing BriteCo. Please don't hesitate to reach out if there's anything else we can help with.
Have a great day!
The BriteCo Team
Happy customer
They’ve always been responsive and the process to add on items is super easy.
12. September 2026
Antwort von BriteCo
Thank you for sharing your experience! We're glad you've found our team responsive and that adding items to your coverage is so easy. We appreciate you being with BriteCo!
The BriteCo Team
Very efficient process. Responsive staff.
It was very easy to deal with your company. The process was streamlined and efficient. The staff members with whom I dealt were responsive and professional. Your pricing is competitive and your online reviews were positive. Of course, I never want to make a claim, and have never done so with personal property, but it seems as though that would proceed in a similar fashion.
15. September 2026
Antwort von BriteCo
Thank you for sharing your experience, Gary! We're glad you found the process streamlined and easy, and that our team was responsive and professional. We also appreciate your feedback on the pricing and your trust in BriteCo!
The BriteCo Team
I fortunately haven't had a claim with…
I fortunately haven't had a claim with BriteCo., but their communications have been great to my questions along the way.
15. September 2026
Antwort von BriteCo
Thank you for sharing your experience, Peter! We're glad our team has been responsive and helpful whenever you've had questions. We appreciate you choosing BriteCo!
The BriteCo Team
Very easy to set up
Very easy to set up! I haven’t had to file a claim yet, but having this policy gives me great peace of mind.
15. September 2026
Antwort von BriteCo
Thank you for sharing your experience, Evelyn! We're glad you found the setup process so easy and that your coverage gives you peace of mind. We appreciate you choosing BriteCo!
The BriteCo Team
We have great coverage with renewal…
We have great coverage with renewal every year that happens seamlessly.
15. September 2026
Antwort von BriteCo
We appreciate the kind words, Derik! We're glad you're happy with your coverage and that your annual renewal is seamless. Thanks for being with BriteCo!
The BriteCo Team
The process was easy and seamless
The process was easy and seamless, would highly recommend for easy peace of mind.
12. September 2026
Antwort von BriteCo
Thank you for the kind review, Elizabeth! We're glad you found the process easy and seamless and that your coverage gives you peace of mind. We really appreciate your recommendation!
The BriteCo Team
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