Loanguys.com Bewertungen 161

This is a third party loan processor that engages in fraud and predatory lending practices. Do not trust them at all. They tried to push a loan through that I don’t qualify for and that would have led me to foreclosure on my home. They refused to disclose who the lender was. They told me to fabricate documents to get the loan through. They promised that this loan would close in 15 days and that I was approved but continued to request documents that I informed them, I did not have. They also started requesting upfront payments from me, without much explanation as to why, other then it was to pay for documents. They prayed on the fact that I was in urgent need of a cash out refinance loan to complete a buyout of the joint owner on my home title to satisfy a court order. I paid $850.00 for an appraisal that they also refused to disclose to me and claimed that my home was worth $100k less than it is. I requested a formal withdrawal of my application with documentation that it was withdrawn, as it was not an appropriate loan program for me and I was not comfortable moving forward. Their response was a denial email, still without disclosure of the lender. They requested that I email photos of my SSI card as well.. they don’t use a secure portal. Everything is via email. They have multiple non verified phone numbers and no way to contact the actual company. DON’T USE THEM.

Once again a positive experience with Shervin. It’s always a pleasure to work with him. I was one of his 1st clients, we have been doing deals for a few years now. Looking for our next deal.

I refinanced three of my investment properties using their DSCR loan program. My interest rate ranged from 7.3% to 8.0% with a point buy-down; I was hoping for a rate between 6.3% and 6.5%. The entire process was smooth and easy from start to finish. Shervin, the loan officer, was very helpful and personable. Even though I only met him over the phone, he made me feel like he knew me personally and was dedicated to accommodating my needs.

The whole refinancing took just over 30 days, so don't rely on their 14-day closing guarantee. It will likely take longer than 14 days, so plan accordingly. Additionally, taxes and insurance will be escrowed even if you are taking a loan at 75% to 80% LTV.

Overall, I had a great experience and will use them again to expand my portfolio.

This was a great experience Very great Company, I worked with Gisele and she did a awesome job, a true professional and great at what she does. it was one of the best experiences I've had in business so far. Also want to say thank you to Irma, the best processor i have ever worked with, loanguys will do everything in there power to make sure you're taking care of.

Looking forward to a bright future with them also

Loanguys were able to get the DSCR cash out on my log cabin rental. Because it was a log cabin, I was told by at least 40 different lenders, they could not do it. Adriana with Loanguys was great and got it done. She was a pleasure to work with and is currently working on my next deal. 5 stars for her and Kelsey

I had a great experience working with Shervin Modir. He helped me and my mom secure a DSCR loan for her investment property in Georgia, and I can’t recommend him enough.
One of the things I really appreciated when working with him was that he was very easy to get a hold of, whether it was by email, text, or phone call even sometimes after hours,’he was willing to help. Another thing that stood out about him was his ability to think quickly and find creative solutions whenever a challenge came up during the loan process. Instead of just giving the standard responses,( like a robot like most reps do he was the total opposite ) he really worked with us to find the best solution given my mom's situation.

Shervin was communicative and supportive through the process, very professional. Overall smooth on their end. I recommend using their in house team for everything, I made the mistake of using a local title company and they delayed the process significantly. It has nothing to do with Loanguys.com or Shervin, they were a supportive team to get us over the finish line. Highly recommend.

Shervin Modir at Loan Guys moved fast and helped me get a closing on an investment property in record time! He took the time to explain everything and really was very fast to respond whenever I had any questions. Definitely recommend using them if you’re looking for fast, personalized service.

I highly recommend Loanguys for your refinance or fix and flip needs. I worked with Shervin Modir and he was very professional in all communications and extremely reliable to quickly respond all my questions and provided me timely updates

I used their refinancing service. Shervin Modir Was my point of contact. This was an intricate process, but we made it work. They came through as discussed. I would recommend this company. Certainly you can ask for Shervin. He will follow up and stay on top of things for you. He knows the process well and can help you iron out any difficulties.

Went through the process, we were to close on 12/20/2024. They were late to closing for someone going on vacation, then the holidays and then changed the terms of the approval after it was already approved. They have also attached themselves to my insurance as an also insured without issuing the loan. Please PM and I can provide the email chains.

Shervin was my point-person that I worked with at Loan Guys. The service he provided me was 5 star and white-glove all the way. He was informative and always in contact with me. We closed on time and as promised. Amazing gentleman and professional.

I’ve had a great experience we closed and i'm liquid again!!! This was a fast process. The team was very professional showing me different options and help me understand each option.i worked with Shervin from day one and he was on top of things always checking in and he moved with the only speed i respect (fast!) Sidenote, I’ve done a lot of underwriting processes, and this was the smoothest one

Shervin Modir
Senior Account Manager, LoanGuys.com
(833) 615-6267 ext.108 (818) 639-4009
loanguys.com

21800 Burbank Blvd. Suite 100 Woodland Hills, CA 91367

Unbelievable service!!!! by Shervin Modir who works with the Loanguys.com First of all, I want to thank him for getting me an impossible to obtain by anybody else loan. I wanted to buy a nine-unit multifamily apartment complex in a rural area. (Nine-units are harder to obtain loans for than eight, for some reason.) Before I could make an offer, I had to be prequalified with a loan offer. This was very difficult for me because my credit score was so low. I am very deep in dept on paper, but able to make my monthly payments. I called five different loan officers, and they all said they could not help me. An advertisement popped up on my phone, and thankfully Shervin answered the phone. He kindly said he would look at my loan situation. I was then able to make an offer, and it was accepted. To fix my credit score I had to pay off some credit cards. Still, it takes thirty days to make any real improvements in my credit score. My first quote from Shervin was at the rate around 12 percent APR, with my poor to fair credit rating. After my credit improved, he was able to offer me better rate at 9.2 percent APR, over the next thirty years. I ended up getting a positive cash flow over of 2000.00 a month, with another 1000.00 that can be made rather quickly. Prior to my offer, the property fell out of escrow, because they could not get an appraisal. On my first attempt to get a loan, there were no comparable properties available for me to be able to get an appraisal also. After calling several companies said they also said they were unable to do an appraisal, for the same reason. Shervin never gave up and found me a loan using a different appraisal company! Another great quality Shervin has is that he almost always answers his phone right away. He quickly calls back if he doesn’t answer. He also worked after hours. His loan closer Caroline Liu was great also. She worked hard for me to get my loan, while under the weather to make sure my loan was done on time. Go Shervin! Hire Shervin, the five star loan officer.

Shervin Modir our account manager made the process so very easy. He was a pleasure to work with and he went above and beyond in every aspect of the process. Things we did not understand he researched and presented them clearly to us. Awesome experience.

My experience with this lender was downright infuriating and unprofessional. Their ‘14-day close’ promise is a blatant lie. It took a staggering 28 days, during which I had to chase them relentlessly, even involving my realtor to request a closing extension. This company’s incompetence nearly cost me the entire deal, despite submitting all required documents upfront.

Once they get your application, they go silent. Two weeks passed without a single response, and when I finally reached them, they casually claimed they were ‘waiting on the appraisal,’ then disappeared again. I had to request the appraisal results repeatedly, a clear sign of their utter disregard for clients.

Their strategy is to drag you dangerously close to the closing date so backing out becomes impossible. On top of that, they hit you with high origination fees, conveniently mentioned only after you’re deep in the process. Their customer service is nonexistent, their timelines are a sham, and they lack any shred of credibility. The loan team are nothing more than slick-talking, snake-oil salesmen. Do yourself a favor and stay far away from this company if you want even a semblance of professionalism or reliability.

The experience I had with Abby was nothing less than excellent. Her patience and professionalism as she guided me through the process of obtaining a loan against my rental income demonstrates her willingness to help. Highly recommend this company.
Sincerely: Vic

I could not of asked for a better experience with Loan Guys! Shervin was ABSOLUTELY amazing!!!! I give him a 10 out of 10!! When he says “I got you”, trust him. He keeps his word and walks along side you every step of the loan process!!! I will do this again with Shervin!!!

I recently worked with Shervin for my investment property loan, and I couldn't be happier. He was eager and communicative. He was available to answer my questions and guided me through the entire process.

Shervin provided the loan details which was straightforward. The transparency in a transaction makes a huge difference to gain a customer's trust. Loan guys delivered this exceptionally.

The underwriting process was very tedious. Although this was our first loan with them. Thank you also to Lamont for working hard on the loan process.

Overall, I highly recommend Loan Guys to anyone looking for a reliable real estate lender.