Overdales Bewertungen 

If I could give zero stars, I would. Overdales Legal Ltd is nothing more than a glorified scam operation, masquerading as an "industry-leading law firm" while operating out of a PO BOX like a dodgy backstreet loan shark. No real office, no real accountability, and no real legal standing.

Let’s be very clear: Overdales is NOT independent. It is fully owned by Lowell, meaning this entire operation is a fraudulent racket where Lowell "buys" a so-called debt from itself, then gets its own in-house "law firm" (Overdales) to send out intimidating letters pretending to be a separate legal entity. Conflict of interest? Absolutely.

Their letters are a joke—unsigned, nameless, faceless, legally void threats, filled with misapplied laws and pathetic attempts at intimidation. They refuse to provide any legally required documents (like a Deed of Assignment or a lawful contract) because they either don’t have them or know they’re fraudulent. They try to bluff their way through legal claims, hoping people are too ignorant to challenge them.

NO wet-ink signatures.
NO human accountability.
NO legal standing.

Just threats, excuses, and deception.
They hide behind their PO Box, never picking up the phone when challenged, because they know they’re running a con. Their letters are filled with legally meaningless waffle, trying to scare people into paying debts that have either expired under the Limitation Act 1980 or were never lawfully assigned to them in the first place.

Their entire business model is based on deception, intimidation, and outright fraud. If you receive a letter from them, DO NOT be fooled. They have no lawful claim unless they provide original, unredacted legal documents—which they NEVER do.

Report them to the Financial Conduct Authority (FCA), the Information Commissioner's Office (ICO), and Trading Standards. If enough people challenge their fraudulent tactics, maybe they'll finally be shut down.

horrible company dont reply to emails try to give you unacceptable payment plans then email horrible threats when it suits.update still no reply from emails.and after several more emails today being the 27 th feb still no reply.update set up a plan direct debit set up accepted now they want to change the plan as its not enough money quick enough !!?unbeievable

On the website it claims that I've set up payment plans and failed to pay them I've never set up a payment plan and the end date they have put is not of this year or any year I was alive they've put an end date of 1900 I wasn't even born then so how can the payment plan end in 1900 when the payment plan was set up acoding to thir records in 2024 ???

Claim I owe money for a company Ive never heard of. Zero communication with me before sending threatening email saying bailiff would be coming to collect a debt I do not owe. Clearly a dodgy scamming company... how have these people got a license to practice debt recovery? Ombudsman will be hearing about this. Also, who are you fooling with your fake 5 star reviews?

Emailed the company weeks ago stating the site won’t let me register account to set up payments. Emailed twice since then and heard nothing. Now my account has been passed onto bailiffs! So yeah thanks for that

I paid off all my debt, and they didn't clear the balance with Lowell. So bad service

SHOULD BE STRUCK OFF!

Taking me to court on behalf of EE, bogus bill!

They own Lowell Portfolio a Bogus Debt Recovery firm.
The most unprofessional, rude and arrogant company I've ever dealt with! Sorted through arbitration. Up yours Overdales!

Get your photocopier ready
I'm going to request all the information you hold on me
I also want a copy of all call recordings
Sending the account back to Lowell won't save you
And for anyone who doesn't know Lowell and Overdales are not separate companies

I have a debt which I do not dispute that I owe. I phoned in November to say I was unable to log onto the website. They acknowledged that the website has problems and needs further work. Since I was unable to log onto the website, I was unable to make any payments. On the phone call, which I felt was quite unprofessional and 'pestery' I was asked why I didn't want to solve the matter on the phone. I explained I had very recently, that same week, had a close family bereavement and simply wanted to get off the phone to deal with family matters. I then received a letter saying that a county court claim had been issued, which I must send back to them. I filled it in and returned in. I now have had a letter saying that since I did not send back the form, they are going ahead with the claim. I did send the form, and have proof of postage of having done so, and a copy of the letter that was included. It seems as though this has all just been discarded/ignored as it suits them better to just make the claim. There is no point emailing about this, as emails go unanswered for the most part. I have a feeling that everything is more or less automated, and that no human staff member ever really looks into any individual case.

This company is full of scams. They claim I owe money to their creditor, but when I asked them to show proof of the contract I signed, they failed to provide it. also got a letter saying 'these debts do not arise under agreements for credit and therefore they are not regulated by the consumer credit Act 1974'. so my question based on what you are asking money to people and harassing them. Let me know if anyone is taking these fraudsters to court—I’ll be the first to sue them. By the way, they put me on a CCJ without proving that I owe anyone money. full of scam bag.

After paying every month since i set up a direct debit with them, checked on their website if this is my last instalment ( which i know it is because i can see how much I paid on my bank statements and my credit report says so as well ). Apparently, on their website, my last payment was made 3 months ago and i have 2 payments left. What a joke.
I emailed them but no response just yet. Although, judging by the reviews, i can forget it.
I will pay the last payment and then cancel my direct debit.

These are the worst company to deal with the phone calls awkward and they don’t ever answer emails because they get loads but manage to send a huge pile of paper work through post and try to threaten but they don’t bother me I can’t be bullied by these scammers all over £200 anyone vulnerable please get someone to communicate with these or you will have problems

Set up a direct debit without my mum's authorisation or knowledge and then wiped her benefits out leaving her with no food or electricity or heating because they took all her money.

Scammers and con men really

I had a ccj taken against me from a fraudulent credit card Overdales were contacted prior to the ccj being take out and told it was fraudulent they choose not to investigate this and ignored it and went ahead with the ccj. I contacted the original company and they investigated and confirmed it was fraudulent. I passed this information to Overdales who did nothing they simply kept taking money from myself.
They act unprofessionally in all instances and I believe have breached government legislation in the handling of this case.

Missed 1 payment and had an email notifying me that action would be taken. All of overdales numbers that are automated and have 2/3 people saying different names then each one says they can't hear you and end the call, even when you call from multiple numbers. Absolute joke, if they're not willing to speak to you how can you resolve it. Surely there's some form of being treated unfairly in this circumstance given the context numbers situation, the FCA will be hearing about this

Tried ringing several times to re set up a direct debit i have been paying on my mum’s behalf as I’ve had a new bank card.
I can’t find the reference number so ringing the number is totally pointless as won’t give me any options without having the reference.
I have sent three emails over a week period now asking them to get in contact and still heard nothing back.
Terrible service.

Received wrong CCJ paid it full within a month (£1.3k)while investigating. My tenancy has finished. Can’t find a place because of referencing as Overdales is not notifying the court that the CCj has been satisfied. Basically homeless because of them. Please sort this out ASAP

Been 1 day and I missed my phone bill which is due every month (£20) . I received a very rude and obnoxious email saying they will take action by send round debt collectors! Embarrassment of a company , and btw I’ve just payed my £20

I am a veteran with cptsd,and heart problems.I received a letter out of the blue from this firm who said I owe money from twenty years ago.to a phone company who I am still with,paying d/devery month.They have added interest to dept ,which I believe I don't,t have.I get a war pension ,and pip.And they have reg a CCJ against me.(I don't,t need a mortgage,credit card ,or a phone contract.)I don't know where I will get the money from to pay this so called dept.

Another company who think they can send you threatening letters and demands for payment without any explanation. Never even heard of the company they say I owe money to. No I'm not contacting your company BTW. Just the ombudsman and my solicitor if necessary.