Vida Homeloans Bewertungen 

1 311
•
TrustScore 4.5 von 5

4,5

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Das sagen Bewerter

Bewertet mit 5 von 5 Sternen

Thanks to Vida we finally became homeowners in April via SimplyLending. Vida’s decision to lend changed our lives and we are living in our dream home. They have been very fair with their assessments... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Great telephony team. Greet underwriting. Worked with Daniel Shah recently and he was extremely approachable and common sense underwriter, which is exactly what we need when we work with complex cases... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Initial application failed on the house we were renting due to it being near to a social club. We appealed but this was not overturned, fair enough. Second house everything went through, s... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 1 von 5 Sternen

I applied with Vida home loans via broker with a salary of 45K Vida declined me based on my affordability which I dont understand. Vida home loans make out to be people that are willing to help workin... Mehr ansehen

Unternehmensdetails

  1. Hypothekengeber

Vom Unternehmen geschrieben

More than ever before, borrowers need a lender that will react and respond when they are faced with financial complexity. Vida is the mortgage lending specialist with a clear focus on helping more customers in their home ownership journey, unravelling complex situations, and making the process clear and simple. Working exclusively with expert intermediary partners, Vida combines cutting-edge technology with skilled and caring people to deliver an efficient and differentiated customer experience. With over 11,000 customers we have lent over £2.1bn since our launch in 2015, but we want to do more. By continuing to invest in technology, people, and process to ensure we deliver a market-leading proposition that helps more people with a wider range of home-buying needs. We are flexible and efficient; we cut through complexity and never accept second best. At Vida, we always keep our promises, what you see is what you get, and it will never change. Put simply, Vida helps those who are typically ignored by high street banks to get life moving.


Kontaktinformationen

4,5

Hervorragend

TrustScore 4.5 von 5

1311 Bewertungen

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4,5

Alle Bewertungen

(1 311)

235 Bewertungen in den letzten 12 Monaten

Bewertung abgeben
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Bewertet mit 5 von 5 Sternen

App to offer quick and with no fuss

App to offer quick and with no fuss whatsoever. Clear underwriting requests and fair timescales. Our underwriter Barry was quick to to answer questions and to pick up the phone if he had any queries rather than ping ponging emails back and forth.

5. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Isaac,

We're happy to hear that we offered a quick and easy experience. It's great to know that the underwriting requests and timescales were fair, and that our team was responsive. Thanks for your feedback.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

As a broker using VIDA for the first…

As a broker using VIDA for the first time my experience could not have been better. From the very beginning speaking to Mobi who provides answers straight away to checking other bits with the guys at the V-Hub was a great experience finding out my client was a great fit for the criteria. After supplying everything my underwriter (Lisa) went above and beyond to help with the case and have surpassed my expectations in every single way. Never before have I felt the support like I have from any other Mortgage lender.

A fantastic experience from start to finish, nothing is too much trouble & very excited to be using VIDA in the future!

5. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Matt,

We're happy to hear that your first experience was exceptional! It's great to know that our team's support, from initial contact to underwriting, surpassed your expectations. We appreciate your kind words and look forward to assisting you in the future.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Great Job!

Excellent communication, and helpful when issues were experienced. Phone calls to explain situation, and access to a great underwriter, Barry Lindsay, who was efficient, friendly and helpful, and took a pride in his work and the service being offered.

5. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi there,

We're happy to hear that our communication and support were helpful during the challenges you experienced. We appreciate your kind words about the underwriter and the service provided. Thank you for your feedback.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Fantastic service

Fantastic service, look forward using this lender well recommended.

5. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Nathan,

We are so happy to hear about your fantastic experience! We appreciate your recommendation and look forward to assisting you again.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Great service from Vida this week

Great service from Vida this week. The application was submitted on the 28th of January, valuation done on the 3rd of February, and then offered on the 4th of February. No nonsensical questions. I am really impressed with the service received. Thanks a lot.

4. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Guangxin,

We're happy to hear that you were impressed with the quick turnaround time and the straightforward process. Thank you for sharing your positive experience with us!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Briliant service

I have worked with VIDA for many year as I am a specialist mortgage broker. The underwriters are efficient and helpful, and call to discuss requirements, which I really appreciate and this saves everyone time. On a recent case, the underwriter, Alex, was amazing, issued the offer quickly and even notified us of a new product rate reduction.

2. Februar 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Rachel,

We're happy to hear that you've had such positive experiences with our underwriting team over the years. We appreciate your feedback regarding the efficient and helpful service you received, especially the proactive communication about the rate reduction.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

The Premier Hub team just make my job…

The Premier Hub team just make my job effortless. Thank you. 5*

2. Februar 2026
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Antwort von Vida Homeloans

Hi Susy,

We're happy to hear that our team makes your job effortless. Thank you for your positive feedback; we appreciate it.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Penny Bailey at Vida Homeloans - brilliant!

Penny Bailey at Vida Homeloans was an absolute pleasure to work with. As a mortgage broker, I really appreciated how straightforward she made the underwriting process. Communication was clear, expectations were known, and there were no unnecessary surprises. Penny’s efficiency and attention to detail made it a smooth journey from application to offer within 6 working days. Great for me and my client, thanks Penny!

29. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Tom,

We're happy to hear that the underwriting process was straightforward and efficient. It's great to know the clear communication and attention to detail resulted in a smooth experience for you and your client. Thank you for your positive feedback!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Vida were were amazing

I'm a mortgage broker and I have to be honest, I have used Vida a few times in the past, which was generally a pretty awful experience, and normally led to a decline even through the clients met Vida's criteria, and I have been avoiding them for quite a while. However something seems to have changed, I placed 2 mortgages with them recently which only Vida would accept and the service has been amazing, and both cases were offered very quickly. Both of the underwriters Andrea Blane and Zoe Fidler were brilliant. I'm surprised to say this, but I will definitely use them again. Whatever you have changed in the background has made a massive improvement.

27. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Ryan,

We appreciate your feedback. We're happy to hear that your recent experiences were amazing, especially after past challenges. It's great to know the service and speed improved, and that our team members were brilliant. We value your business and look forward to working with you again.

Kind regards, Vida Homeloans

Bewertet mit 4 von 5 Sternen

Fast and efficient once case submitted…

Fast and efficient once case submitted - Barry the underwriter went to offer in 4 days - valuation was quick - would have got 5 starts but calling through to the hub can take a long time on hold.

26. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Laura,

We're happy the case progressed quickly and the valuation was efficient. We appreciate your feedback regarding the call waiting times. Thank you.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Great service and understanding…

Great service and understanding underwriting. Andrea was brilliant.

23. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Taylan,

We're happy to hear that you had a great experience with our service and underwriting. We appreciate your positive feedback!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

I am so pleased with the efficiency it…

I am so pleased with the efficiency it is a great company and I’m looking forward do I have a business with

21. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Taher,

We're glad you enjoyed your experience and appreciate your positive feedback. We look forward to working with you in the future!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Good service

Good service. My underwriter was P Muller who was brilliant throughout. Communication was first class and would use again.

16. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Osmond,

We're happy to hear that you received good service. We appreciate your kind words regarding the communication and experience. Thank you!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Barry Lindsey has been the underwriter…

Barry Lindsey has been the underwriter on my case. Application submitted on 14th Jan and offer issued 16th Jan. I cannot fault the efficiency of Barry who made a point of ringing me to let me know the case had been offered. I will definitely be using Vida again.

16. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Lisa,

We're happy to hear that you had such an efficient experience. It's great to know that you were pleased with the quick turnaround and the communication provided. We look forward to working with you again!

Kind regards, Vida Homeloans

Bewertet mit 1 von 5 Sternen

Communication leaves a lot to be desired

Having been refused at the last moment I wrote a review on how this company had handled our application from start to finish and how it was a very traumatic time. The complaints team were going to investigate our concerns and they were going to get back to us. 8 weeks down the line and not a peep. The communication with this company is shocking and leaves a lot to be desired. Mixed messages and it appears stressed out underwriters who have yet to advise us or the broker with a clear and transparent reason why we were declined.
Seems like a blessing in disguise as I’m sure a chocolate teapot would be of more use.

10. November 2025
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Thank you for your feedback, and we're sorry to hear about your experience. We completed our investigation and issued our final response on 18 December 2025 to all email addresses provided for each applicant on the application. If you haven’t received this, please contact us at support@vidahomeloans.co.uk, and we will resend it right away, or alternatively, a member of our Complaints team will be in touch as soon as possible to arrange the most suitable method for issuing you with a copy of our final response.

Kind Regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Great lender and very good experience

Great lender and very good experience. Got BTL offer really quickly with no silly questions. Will definitely use them again. Special thanks to Barry, the underwriter.

13. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Smart City Mortgages,

We're so happy you had a good experience and obtained your BTL offer quickly. We look forward to working with you again and thank you for your feedback!

Kind regards, Vida Homeloans

Bewertet mit 1 von 5 Sternen

Extremely disappointing experience with Vida Homeloans

After waiting several weeks, Vida instructed a surveyor who significantly downvalued the property compared to clear local comparables. Despite providing strong evidence and going through a formal appeal, the valuation was dismissed with no meaningful engagement or explanation.
The process was slow, opaque, and costly. While this dragged on, I was left paying ongoing interest with no resolution in sight. Once Vida’s surveyor decided on a figure, it became clear that the appeal process was little more than a formality.
If time, certainty, and fair treatment matter to you, I would strongly advise caution. This experience caused unnecessary delays, stress, and financial cost.

13. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Praveen,

We’re sorry to hear about your experience and appreciate you bringing this to our attention. Your concerns have been passed on to our Complaints Team, who will review the details and respond directly to you.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

dealt with Barry Lindsay as the…

dealt with Barry Lindsay as the underwriter. It was a bit of an awkward case with additional documents and surveys required but Barry bent over backwards to help push it through to offer. He extended the deadlines as well which was very helpful over the festive period. All round easy to deal with and provided updates by phone and engaged in conversation to help push the case though to offer

12. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Andrew,

We appreciate you sharing your experience. We're happy to hear that Barry was helpful in navigating the complexities of your case, especially during the holidays. We value your feedback. Thank you!

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

Good communication and fast responses

8. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Stuart,

We're happy to hear that you were pleased with our communication and quick responses! We appreciate your feedback.

Kind regards, Vida Homeloans

Bewertet mit 5 von 5 Sternen

5 Stars

Responsive underwriting - Especially Guy Todd. Helpful staff always available on the phone as and when required.

8. Jänner 2026
Bewertung ohne vorherige Einladung
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Antwort von Vida Homeloans

Hi Helen,

We're happy to hear that our underwriting was responsive and our staff were helpful. We appreciate your positive feedback and your time.

Kind regards, Vida Homeloans

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