Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.
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Das sagen Bewerter
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
I love BriteCo. Knowing that my irreplaceable pieces are covered gives me peace of mind. You make it easy to keep my accounts active with automatic payments when I would normally forget when it’s time... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben
BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
CHECK YOUR PRICE
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
CHECK YOUR PRICE
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
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Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
GET APPRAISAL NOW
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
CHECK YOUR PRICE
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
4,8
Hervorragend
775 Bewertungen
Bittet Kunden um Bewertungen
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Antwort von BriteCo
Hi Dori,
Thanks for sharing your experience! We're glad you found the insurance affordable and hassle-free.
The BriteCo Team
Antwort von BriteCo
Hi Anthony,
Thank you for the great feedback! We're glad you had a positive experience with our service.
The BriteCo Team
Pictures and Financials
Application should allow for attaching prior pictures of insured jewelry.
Greater information about company financials and ratings are needed. I almost went to competitor at higher price because of that. I'm still nervous about it but appreciate business model.
30. September 2026
Antwort von BriteCo
Hi Robert,
Thank you for the honest feedback! We appreciate your suggestion about being able to attach existing photos and understand how having more information about our financials and ratings can help customers feel confident in their coverage. We're glad you decided to give BriteCo a try and appreciate your trust in us.
The BriteCo Team
Response in timely manner.
25. September 2026
Antwort von BriteCo
Hi Tomiko,
Thank you for the feedback! We're glad you received a timely response and had a positive experience with our team.
The BriteCo Team
Great Company!
BriteCo has always been easy to work with and the price is great for all our needs. Documents are easy to see and reference and it was very easy to add additional items to the policy.
30. September 2026
Antwort von BriteCo
Hi Vinny,
Thank you for sharing your experience! We're glad BriteCo has been easy to work with and that you find the pricing, documents, and process for adding items convenient.
We appreciate you choosing BriteCo!
The BriteCo Team
Super easy experience
Super easy experience! I was clearly informed every step of the way and everyone was very nice to work with. I don’t want to have to file a claim again, but this is the company to work with! Highly recommend.
29. September 2026
Antwort von BriteCo
Hi Katie,
Thank you for sharing your experience! We're glad our team kept you informed throughout the process and made everything easy. It's great to hear you had such a positive experience, even during a stressful situation.
We truly appreciate your recommendation!
The BriteCo Team
Antwort von BriteCo
Hi John,
Thanks for sharing your experience! We're glad you found the process easy and the pricing affordable.
The BriteCo Team
My experience with BriteCo was quick and easy
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If she didn't hear from me for a little while she reached out to me to see if I had the information needed to close out the claim and get me paid. The claims process was simple and I got paid soon after submitting the reimbursement form with the appropriate receipt.
Based on this experience I would highly recommend using BriteCo to insure your jewlery.
29. August 2026
Antwort von BriteCo
Hi Brian,
Thank you for sharing your experience! We're so glad Teagyn was there to keep you informed and make the claims process simple from start to finish. It's great to hear you received your reimbursement so quickly and felt well supported throughout the process.
We truly appreciate your recommendation and trust in BriteCo!
The BriteCo Team
I am so impressed with my experience so…
I am so impressed with my experience so far!!! I appreciate that I was able to easily talk to an agent, not AI, within a short time!!! I also appreciate the follow up call and efficiency!!!
29. September 2026
Antwort von BriteCo
Hi Marline,
Thank you for sharing your experience! We're so glad you were able to quickly connect with an agent and that our team followed up to make the process efficient and easy.
We appreciate you choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Hi Jessica,
Thank you for the great feedback! We're so glad you've had such a positive experience with BriteCo.
The BriteCo Team
Service rep went above and beyond to…
Service rep went above and beyond to answer questions and ensure correct policy in place for my event insurance. Very pleasant and helpful.
29. September 2026
Antwort von BriteCo
Thank you for sharing your experience! We're glad our team was able to answer your questions and make sure you had the right coverage in place for your event. It's great to hear you found the service pleasant and helpful.
We appreciate you choosing BriteCo!
The BriteCo Team
I wasn't informed that Event…
I wasn't informed that Event Cancellation insurance had to be purchased 30 days or more before the event.
29. September 2026
Antwort von BriteCo
Hi Gary, we’re sorry for any confusion regarding the timing requirements for Event Cancellation coverage. The policy terms outline the eligibility and purchase requirements, including the required timeframe prior to the event. We appreciate your feedback and understand the importance of having these requirements clearly communicated.
The BriteCo Team
The process was very easy.
The process was very easy, and it's affordable. I'm so glad my jeweler recommended BriteCo.
29. September 2026
Antwort von BriteCo
Hi Andrea,
Thank you for sharing your experience! We're glad you found the process easy and affordable, and that your jeweler's recommendation led you to BriteCo.
We appreciate you choosing BriteCo!
The BriteCo Team
Do not use this company
Do not use this company. They have a "Cancel for Any Reason" rider that I purchased and they will not honor it. Their reasoning is that it does not override the original policy terms of canceling the event. They falsly advertised this item. I had a number of catastrophic events happen in my home and i couldn't afford to pay for the wedding any longer. The honorees stated that they wanted to forgo covering the expense of huge wedding and use the money towards a home which is "A Change of Heart." They twisted my verbal statment accused me of knowing of financial hardship prior to purchasing the policy for my daughters wedding. I have never been accused of being a scam artist but I guess there's a first time for everything.
29. September 2026
Bewertung ohne vorherige Einladung
Antwort von BriteCo
We’re sorry you’re disappointed with the outcome. All claim decisions are determined strictly by the terms, conditions, and coverage provisions of the policy.
Best website and good reviews. Hopefully all will go smoothly on the big day
I have been shopping around for wedding insurance for a March wedding. Your website was easy to navigate and straightforward. I did check the reviews online before purchasing the policy and decided to go with your company because of price and customer feedback.
29. September 2026
Antwort von BriteCo
Hi Patty,
Thank you for sharing your experience! We're glad you found our website easy to navigate and straightforward, and that the pricing and customer feedback helped you feel confident choosing BriteCo for your wedding insurance.
We appreciate you choosing BriteCo!
The BriteCo Team
Customer service was quick
Customer service was quick, responsive and answered all my questions! Cost was decently less expensive than competitors.
26. September 2026
Antwort von BriteCo
Hi Amber,
Thank you for sharing your experience! We're glad our team was quick to respond and able to answer all your questions. It's also great to hear you were happy with the pricing.
We appreciate you choosing BriteCo!
The BriteCo Team
Great People
Luckily, I’ve never had to use the insurance, but it was super easy to get and I trust in them with my whole heart!
25. September 2026
Antwort von BriteCo
Hi Colin,
Thank you for sharing your experience! We're glad you found getting coverage so easy and that you have confidence in BriteCo.
We appreciate your trust and choosing BriteCo!
The BriteCo Team
Seamless transition from appraisal to…
Seamless transition from appraisal to coverage.
28. September 2026
Antwort von BriteCo
Hi Michael,
Thanks for sharing your experience! We're glad the transition from appraisal to coverage was seamless and easy.
The BriteCo Team
Quick and simple process
Quick and simple process. Covered everything I needed for the big day.
25. September 2026
Antwort von BriteCo
Hi May,
Thank you for sharing your experience! We're glad you found the process quick and simple and that your coverage included everything you needed for the big day.
We appreciate you choosing BriteCo!
The BriteCo Team
Antwort von BriteCo
Thank you for the great feedback! We're glad you had such a positive experience with our customer service and appreciate your recommendation.
The BriteCo Team
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