Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.

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Das sagen Bewerter
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
I love BriteCo. Knowing that my irreplaceable pieces are covered gives me peace of mind. You make it easy to keep my accounts active with automatic payments when I would normally forget when it’s time... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
Bittet Kunden um Bewertungen
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Seamless transition from appraisal to…
Seamless transition from appraisal to coverage.

Antwort von BriteCo
Quick and simple process
Quick and simple process. Covered everything I needed for the big day.

Antwort von BriteCo
Excellent Claims Experience and Outstanding Customer Service!
I insured my engagement ring with BriteCo for five years. Unfortunately, I lost my ring while shopping and had to file my very first claim.
From the beginning, the claims process was incredibly easy and stress free. I was able to choose my own jeweler, and my ring was replaced with a beautiful replica within just six weeks. I was extremely pleased with how smoothly everything went.
After receiving my replacement ring, I experienced a minor setback when attempting to add it to my policy. However, after reaching out and explaining my concerns, the team took the time to review my situation and ultimately reinstated my insurance coverage.
I truly appreciate their willingness to listen, address my concerns, and make things right. Losing something as sentimental as an engagement ring is heartbreaking, but having an insurance company that follows through on its promises makes all the difference.
Thank you, BriteCo, for your professionalism, excellent customer service, and for giving me peace of mind knowing my replacement ring is protected.
I am grateful for the positive resolution and would absolutely recommend BriteCo to anyone looking to insure their precious jewelry! 💍

Antwort von BriteCo
I cancelled this policy last year.
I cancelled this policy last year.
Please cancel and credit my account.
Ellen Vaccaro
Formerly Ellen Sweigert
2166507209

Antwort von BriteCo
BriteCo’s Easy Renewal & Providing Copies of Documents
Insuring my jewelry and renewing my policy is effortless along with your follow-up email providing copies of my renewal documents shows how much BriteCo serves and appreciated its customers! Thank you!

Antwort von BriteCo
Bracelet
All I have done so far is sign up for the insurance on my bracelet. They have my last name spelled wrong even though I corrected it on the sign-up pages. My last name is Hunter, not Hunte.

Antwort von BriteCo
BriteCo handled my claim quickly and…
BriteCo handled my claim quickly and professionally. I am so glad that I have my jewelry insured with BriteCo.

Antwort von BriteCo

Antwort von BriteCo
Got an email about not being able to…
Got an email about not being able to charge my card on file. I updated the card however did not get another email saying the payment process and I'm good for another year?

Antwort von BriteCo
So many details to take care of for a…
So many details to take care of for a wedding and BriteCo makes this so easy and quick. I was able to click on the link sent to me by our venue and all of their information was pre-loaded so buying the insurance took less than 5 minutes! Also the venue was cc'd on the purchase so I didn't have to send multiple emails letting them know insurance had been purchased. Thank you!

Antwort von BriteCo
Reasonable price for jewelry insurance
Reasonable price for jewelry insurance. I haven't had to make a claim yet, and hopefully I never will.

Antwort von BriteCo
Very easy process to insure your jewelery
Very easy process to insure your precious jewelery and at reasonable competitive prices!

Antwort von BriteCo
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