Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.

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Das sagen Bewerter
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
I love BriteCo. Knowing that my irreplaceable pieces are covered gives me peace of mind. You make it easy to keep my accounts active with automatic payments when I would normally forget when it’s time... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
Bittet Kunden um Bewertungen
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Super easy process and really amazing…
Super easy process and really amazing service! Would honestly recommend this to anyone looking for insurance, it makes me feel safe knowing my investment and love is protected!

Antwort von BriteCo

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Incredible experience with the team…
Incredible experience with the team after losing a piece of jewelry. The process was smooth and the replacement is beautiful. Would highly recommend Briteco!

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Antwort von BriteCo
Excellent jewelry insurance
BriteCo offers excellent jewelry insurance at a good price. Thankfully, I haven’t had to file a claim!

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BriteCo is a great way to protect your valuables
BriteCo makes protecting your valuable jewelry easy. The process and customer experience is effortless and efficient.

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The process was easy and the price was…
The process was easy and the price was reasonable

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Lauren was wonderful to work with and…
Lauren was wonderful to work with and did her best to help me with technology that was requested by your company that I was not quite sure how to complete. If she had not helped me I would have declined your services as your company made it very difficult for me to submit all the information that was requested. I

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Appreciate how easy and quick the quote…
Appreciate how easy and quick the quote and sign up process was. Then the approval took less than a day, which was a very quick turn around.

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Stephine made it very easy for me to…
Stephine made it very easy for me to set up my policy!

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Process was professional, quick & easy
The entire process was very quick, smooth & easy. Prompt response & good price as well! I’m very pleased & it’s a pleasure to do business with this company!

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This was the easiest application…
This was the easiest application process. I am so grateful to now have coverage on my ring.

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Quick & Easy!
The steps to complete the claim process was very quick and straight forward. My claims adjuster, Lisa Passen, and claims coordinator, Teagyn Lindley were great. They were quick with communication, prompt in their actions and made this process super easy and stress-free for me. I am appreciative of this because I didnt imagine such a stressful situation to be so easy. I'd like to end this off with the fact that I start communications with insurance companies with very little confidence. This experience has boasted my confidence in knowing I'm covered and the process won't be gruesome for any future mishaps. I really appreciate everyone who gave me their attention on their claim as it was a sentimental piece of jewelry for me and getting it quickly replaced was priority #1.

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Easy to do
Easy to do - almost too easy. Concerned this is legit coverage. If so the process to sign up is easy and reasonable pricing.

Antwort von BriteCo
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