Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.
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Das sagen Bewerter
The company has been great so far to work with. They double checked with our venue and let us know that we didn't need as much insurance as we were going to get so adjusted our coverage and gave us a... Mehr ansehen
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben
BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
CHECK YOUR PRICE
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
CHECK YOUR PRICE
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
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Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
GET APPRAISAL NOW
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
CHECK YOUR PRICE
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
4,8
Hervorragend
779 Bewertungen
Bittet Kunden um Bewertungen
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Easy to do
Easy to do - almost too easy. Concerned this is legit coverage. If so the process to sign up is easy and reasonable pricing.
23. September 2026
Antwort von BriteCo
Thank you for sharing your experience! We're glad you found the signup process easy and the pricing reasonable. We understand wanting to feel confident in your coverage, and we appreciate you giving BriteCo a try.
The BriteCo Team
So good i forgot i even had insurance…
So good i forgot i even had insurance on the ring and band
20. September 2026
Antwort von BriteCo
Hi Bryce,
Thanks for sharing your experience! We're glad having coverage for your ring and band has been so easy and worry-free.
We appreciate you choosing BriteCo!
The BriteCo Team
Lauren was particularly helpful
Lauren was particularly helpful in my renewal process. She was super responsive and called to follow up after completing my renewal. Thank you, Lauren!!!
23. September 2026
Antwort von BriteCo
Hi David,
Thank you for sharing your experience! We're glad Lauren was so responsive and helpful throughout your renewal process, and that she followed up to make sure everything was taken care of.
The BriteCo Team
Lauren of briteco
Lauren has been so great to answer my questions and concerns in real time. Awaiting for my underwriting is finished and hopefully I never need to use this insurance. Hopefully claims process is as easy as the customer service given to purchase.
23. September 2026
Antwort von BriteCo
Hi Joshua,
Thank you for sharing your experience! We're glad Lauren has been so responsive and helpful in answering your questions and concerns. We appreciate your trust in BriteCo and hope that everything else goes smoothly.
The BriteCo Team
Stephanie has been so helpful / Create Service
Stephanie has been so helpful! We are do grateful for her support in helping us with our BriteCo account and insurance. Thanks!
23. September 2026
Antwort von BriteCo
Hi Nicole,
Thank you for sharing your experience! We're glad Stephanie has been so helpful and was able to provide the support you needed with your account and coverage.
We appreciate you choosing BriteCo!
The BriteCo Team
Great customer service
BriteCo helped me insure my engagement ring and wedding band! It was so much easier than I imagined and their team was amazing at answering my questions. Quick responses from their team, Stephanie was great!
23. September 2026
Antwort von BriteCo
Hi Emma,
Thank you for sharing your experience! We're glad insuring your engagement ring and wedding band was easier than expected. It's great to hear Stephanie and our team were quick to answer your questions and make the process simple.
We appreciate you choosing BriteCo!
The BriteCo Team
Easy and well explained
Easy and well explained, great option for folks who have no idea what we are doing!
19. September 2026
Antwort von BriteCo
Hi Blair,
Thanks for sharing your experience! We're glad you found the process easy to understand and that our team made things simple along the way.
The BriteCo Team
I needed to edit the additional insured…
I needed to edit the additional insured parties for my daughter's wedding insurance. In a time where you often can't find a customer service number to call, and rarely have human interaction with customer service, I was so happy that my call was answered by a live person who was able to edit the document while we were talking and send it to me immediately. She was a delight. Thank you for excellent customer service!
23. September 2026
Antwort von BriteCo
Hi Kari,
Thank you for sharing your experience! We're so glad our team was able to assist you in real time and make the changes you needed quickly. It's great to hear you had such a positive experience with our customer service.
Thank you for choosing BriteCo!
The BriteCo Team
So far, things are going well.
So far, things are going well. I have encountered no issues and no claim has arisen, and I hope that remains the case. I expect the annual rate to stay consistent with the price is started, though inflation and rising costs may affect it. More power to you all.
23. September 2026
Antwort von BriteCo
Hi Kris,
Thanks for sharing your experience! We're glad everything has been going smoothly so far and that you've had no issues. We appreciate your feedback on the annual rate and your continued trust in BriteCo.
The BriteCo Team
My experience has been great
My experience has been great. When I called, they called back within 24 hours. Great customer service.
16. September 2026
Antwort von BriteCo
Thank you for sharing your experience! We're glad our team was able to get back to you quickly and provide great customer service.
We appreciate you choosing BriteCo!
The BriteCo Team
I lost my engagement ring 2 1/2 weeks…
I lost my engagement ring 2 1/2 weeks before my wedding, which sent me into a panic! However, working alongside BriteCo, and my jeweler was the easiest process in such a stressful time! Fortunately, because of their swift actions I was able to get a new ring made in time!! BriteCo customer service was absolutely phenomenal, I’ve never experienced better with any other company.
20. September 2026
Antwort von BriteCo
Hi Tricia,
Thank you for sharing your experience! We're so glad our team was able to make such a stressful situation easier and help you get your new ring in time for your wedding. It's wonderful to hear you had such a positive experience with our customer service.
Thank you for choosing BriteCo!
The BriteCo Team
Purchasing was easy
Purchasing was easy, still haven’t received the policy yet because my documents are in review
22. September 2026
Antwort von BriteCo
Hi Gary,
Thanks for sharing your experience! We're glad the purchase process was easy. We appreciate your patience while your documents are being reviewed.
The BriteCo Team
Super easy to purchase policy & love…
Super easy to purchase policy & love the no hassle replacement if we were to need to use it. Peace of mind for sure!
22. September 2026
Antwort von BriteCo
Hi Diane,
Thanks for sharing your experience! We're glad you found the process so easy and that your coverage gives you peace of mind.
Thank you for choosing BriteCo!
The BriteCo Team
Good balance of AI application and human customer service
Having an AI agent handle early inquiries and then having a human representative join to answer the more nuanced questions really made the quote process super efficient!
22. September 2026
Antwort von BriteCo
Thank you for sharing your experience! We're glad the combination of quick AI assistance and support from our team made the quote process efficient and helped you get your questions answered.
The BriteCo Team
I was not aware my premiums would go up…
I was not aware my premiums would go up every year. I thought it was a set price. Will most likely cancel.
22. September 2026
Antwort von BriteCo
Kelly,
We’re sorry the renewal price came as a surprise. Premiums can change from year to year, and we understand your concern. We reached out today and left you a message. Please call us at 312-809-9100 if you’d like to review your renewal or discuss your options.
The BriteCo Team
Quick and easy process
Quick and easy process! Received insurance quickly and was automatically sent to my venue. Definitely recommend!
13. September 2026
Antwort von BriteCo
Hi Heather,
Thanks for sharing your experience! We're glad the process was quick and easy and that your insurance was sent to your venue without any extra steps. We appreciate the recommendation!
The BriteCo Team
very easy to fill out the forms
17. September 2026
Antwort von BriteCo
Hi Ephriam,
Thanks for sharing your experience! We're glad you found the forms easy to fill out.
Have a great day!
The BriteCo Team
Too many emails about customer service…
Too many emails about customer service experience
18. September 2026
Antwort von BriteCo
Hi Desmond,
We’re sorry for the frustration. We appreciate the feedback and will keep your comments in mind as we work to improve the experience.
The BriteCo Team
Great customer service
Accidentally input the wrong email so I did not receive my documents. They helped me change it to the correct email and sent my documents asap. Great service.
21. September 2026
Antwort von BriteCo
Hi Jaime,
We appreciate you sharing your experience! We're glad our team was able to quickly update your email and get your documents sent over. It's great to hear you had a positive experience with our service.
The BriteCo Team
Antwort von BriteCo
Hi Katelyn,
Thanks for sharing your experience! We're glad you found the process easy and affordable.
The BriteCo Team
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