Getting insurance on my engagement ring was quick, easy and affordable. It brings peace of mind knowing a treasured symbol of love is covered in any scenario where it may become lost or damaged.

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Das sagen Bewerter
The company has been great so far to work with. They double checked with our venue and let us know that we didn't need as much insurance as we were going to get so adjusted our coverage and gave us a... Mehr ansehen
Very easy to sign up and the directions were pretty clear. I originally did not send the correct information but you all made it extremely clear what I needed to send and how to send it. I appreciate... Mehr ansehen
Unternehmen hat geantwortet
My experience with BriteCo was fantastic. Teagyn Lindley, who was the claims coordinator I worked with was awesome. She kept in constant contact with me from the first day I submitted my claim. If s... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Über BriteCo
Vom Unternehmen geschrieben

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.
Jewelry Insurance
Our jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:
- Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearance
- If a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in full
- Zero deductible policies
- Premiums as low as $5 per month, with monthly or discounted annual payments
- Stand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance rates
- Preventative maintenance included, such as prong re-tipping and clasp replacement
- Backed by an AM Best A+ rated insurance carrier
Engagement Ring Insurance
Your engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.
Watch Insurance
For luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.
Online Jewelry Appraisals
Knowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.
Wedding & Event insurance
Our wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:
- Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 million
- Cancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and gifts
- Zero deductible on every policy
- Host liquor, property damage, and pet liability included
- Industry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakup
- COVID coverage for the honorees and their immediate family
- Bundle liability and cancellation to save 10%
Modern Protection for Modern Milestones
Vom Unternehmen geschrieben
- Jewelry, Engagement Ring & Watch Insurance
- BriteCo offers affordable, comprehensive jewelry insurance coverage up to 125% of appraised value with zero deductibles. Whether it’s engagement rings, wedding rings, luxury watches, or family heirlooms, we provide the specialized protection that standard homeowners or renters policies lack - insuring items at any appraised value , with no value cap on individual items or total schedules.
- Wedding & Event Insurance
- BriteCo makes wedding and event insurance fast, simple, and venue-ready. Coverage options include wedding liability insurance up to $2,000,000, host liquor liability, accidental venue property damage, cancellation and postponement coverage, and lost vendor deposit protection. Couples can also add optional "Change of Heart" coverage for qualifying breakups. Quotes take under 2 minutes, and policies are venue approved, making it easy for couples, planners, and venues to get the coverage they need online.
Kontaktinformationen
805 Greenwood St, 60201, Evanston, Vereinigte Staaten
- info@brite.co
- brite.co
Bittet Kunden um Bewertungen
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Such an easy process!
Very quick to respond. We had one small issue with our paperwork and they took care of it quickly and made sure my engagement ring was insured!

Antwort von BriteCo
Easy Experience and Competitive Pricing
It was so easy to get my ring insured through BriteCo and the cost was much more competitive than other companies I compared to. 10/10 would recommend!

Antwort von BriteCo

Antwort von BriteCo
Sheena
Sheena, the woman who helped me over the phone when I applied was patient, professional and a pleasure to work with. She made me feel more confident about choosing your company as she answered all my questions and provided info on my coverage.

Antwort von BriteCo
Ring was lost
Ring was lost. Filed my claim and still nothing has come of it. So what am I paying for?

Antwort von BriteCo
Not much to it
Not much to it. I’ve never had to use the insurance but I pay for it and it was easy to set up.

Antwort von BriteCo
Peace of mind
Brite offered insurance at moderate cost on a ring I had had refashioned. It was easy to sign up for the insurance, and it gives me peace of mind. Since I haven’t needed to file a claim, I know nothing about the procedures, claim filing or customer service.

Antwort von BriteCo
Try it you will like it!
I went with BriteCo because my jeweler, whom I trust, recommended this company and after reading a lot on your website I feel I am making the correct decision.

Antwort von BriteCo
I want to cancel my policy and can’t…
I want to cancel my policy and can’t seemed to find anyone to help me. I have sent emails requesting a number to call and no one seems to want to reply. So if you want to help contact me and give me a human to talk to. It is amazing how there is no mention of a phone number on any of your emails. You really should help your customers with this bit of information

Antwort von BriteCo
Easy and user friendly with clear low…
Easy and user friendly with clear low cost pricing.

Antwort von BriteCo
Easiest insurance process ever!
It was such an easy process and the price was exactly what we were hoping to pay.

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The process was easy and clean
The process was easy and clean. The peace of mind getting coverage even before I sent in the documents on my piece felt great. Thank you Briteco!

Antwort von BriteCo
Can’t really say much until we…
Can’t really say much until we experience something, and I hope not, but the process of enrolling was good. Thank you. N

Antwort von BriteCo
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