i have my car insurance set to renew every year on the same date. i always get notification in plenty time to give me time to shop around for more quote's, i usually just go ahead as they are reasonab... Mehr ansehen
Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren
Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren
Das sagen Bewerter
As I had my previous policy with another supplier increase by almost 50% I decided to look elsewhere. With the RAC I saved over £150. The application was fairly simple, although I found the time to do... Mehr ansehen
Unternehmen hat geantwortet
Had to cancel car insurance because of new car. Cancellation charge £45. That's expected. But on top charging £45 for brokers fee for a digital service! Had a quote for new car 30% more than nearest c... Mehr ansehen
Although mine is an on-line account, which i have the app to use, they were very kind and sent me the policy in print. I don't have a printer and have all my paper work in files for easy access if ne... Mehr ansehen
Unternehmen hat geantwortet
Unternehmensdetails
Vom Unternehmen geschrieben
The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.
Kontaktinformationen
Vereinigtes Königreich
- rac.co.uk/insurance
4,4
Hervorragend
20 163 Bewertungen
Bittet Kunden um Bewertungen
Das Unternehmen lädt seine Kunden ein, Bewertungen zu hinterlassen – ob positive oder negative.
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So nutzt dieses Unternehmen Trustpilot
Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.
Simple easy to follow online…
Simple easy to follow online instruction.
The price was £80 lower than I expected. I can also add additional cover if required.
I also have RAC Recovery.
18. September 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Service was excellent
Service was excellent. The price was right, the website was easy to navigate and after purchase contact was good.
24. Juli 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
RAC Took More Than Triple My Monthly Premium — Then Dodged the Key Question! AVOID AT ALL COSTS!
My experience with RAC Car Insurance has been appalling.
Following a relatively minor incident, my monthly premium increased from approximately £80 to £264 — more than three times what I had previously been paying.
My complaint was not simply that the premium had increased. My central concern was that this substantially higher amount was taken from my account without RAC providing me with any satisfactory explanation as to when I had agreed to that revised payment, or when and how I had been clearly notified in advance that £264 would be taken.
I raised this point specifically as part of a formal complaint.
RAC has now issued its final response — and incredibly, it still does not answer that question.
Instead, RAC explains that it is a broker, that premiums are based on risk, and that the insurer determines pricing. But that was never the issue I was asking them to address.
The question is very simple:
When did RAC tell me that £264 was going to be taken from my account, where is the evidence that this was communicated to me in advance, and on what basis did they consider themselves entitled to collect such a dramatically increased amount?
Their final complaint response does not answer it.
I have also been told that if I cancel the policy because I cannot afford this enormous increase, I would still owe £1,446.64 because the claim remains open.
So I am effectively left with a choice between continuing to pay approximately £264 per month, or cancelling and still being pursued for a four-figure balance.
Throughout this process I have repeatedly been passed between RAC, the insurer and different departments, with nobody appearing willing to take overall responsibility for the customer experience.
The online-only service has made matters worse. I found it extremely difficult to obtain meaningful help and only after complaining did RAC amend my account so that I could speak to customer services by telephone.
What is particularly striking is that, having now read recent reviews from other RAC Car Insurance customers, I can see repeated complaints concerning steep premium increases, unexpected charges, poor communication, difficulty speaking to someone and customers struggling to obtain clear answers.
I wish I had read those reviews before taking out the policy.
I have now received RAC’s final complaint response and, in my view, it fails to address one of the most fundamental points I raised.
I am now taking this matter to the Financial Ombudsman Service.
If you have had a similar experience with RAC Car Insurance — particularly involving a large premium increase, unexpected payments, cancellation charges or difficulty getting a clear explanation — please contact me. I would be very interested to hear from others who have experienced the same issues, and to understand whether there is a wider pattern that should also be brought to the attention of the Financial Ombudsman Service.
My advice to anyone considering RAC Car Insurance is simple: read the recent reviews carefully, read every term relating to premium changes and cancellation, and make sure you understand exactly what can happen to your payments if anything changes during the policy.
I expected far better from a company carrying the RAC name.
2. Oktober 2026
Bewertung ohne vorherige Einladung
Antwort von RAC Car Insurance
Hi
Hello, thanks for sharing your experience. We are really sorry to hear about the frustration caused by your premium increase and the payment details. We understand how concerning this situation is for you.
Undisclosed claims at the point of sale can impact the price offered, but we want to make sure your concerns are properly checked. We will be happy to look at the status of your complaint for you.
So we can look into this for you and confirm the status of your complaint, please email your policy details to socialresponders@bglgroup.co.uk. Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.
Vicky
Renewing was very straightforward
Renewing was very straightforward. However, insurance companies should reward loyalty and no accident claimants with a discounted price
25. September 2026
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Good prices but they increase every year
The Rac prices are competitive, perhaps the prices keeps going up at around £50 per year, althoguth having no claims all my life.
21. September 2026
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
The price was competitive and I already…
The price was competitive and I already have good experience with RAC who have provided my breakdown and recovery service for a substantial period. I trust them.
31. August 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Very helpfull all explained fully
Very helpfull all explained fully, cost very reasonable
website easy to use
2. September 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Easy web site and cost efficient price
3. Oktober 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend
Asked for Renual price came back £140…
Asked for Renual price came back £140 more than last time said I won’t renew they instantly came back a hundred pounds cheaper, why not give me that price in the first place? Anyway I got insurance £200 cheaper with Aviva
4. Oktober 2026
Bewertung ohne vorherige Einladung
Antwort von RAC Car Insurance
Hi Trev,
Thank you for taking the time to leave us feedback. We completely understand your frustration, and it is entirely reasonable to ask why our lowest price was not provided to you straight away.
As an intermediary, our initial renewal quotes are generated automatically by our underwriting panel using standard market algorithms. When a customer gets in touch with us regarding their renewal, we are able to re-evaluate the policy details and check if alternative terms or updated criteria across our panel can produce a lower rate.
We appreciate this process can feel frustrating, and we are sorry we were unable to match the price you secured elsewhere on this occasion. We are glad you have been able to arrange cover with Aviva and wish you all the best.
Leanne
The lady that dealt with me was helpful…
The lady that dealt with me was helpful and respectful. The price was competetive
18. September 2026
Antwort von RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Good price and easy to set up.
27. September 2026
Antwort von RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
RAC have been my insurer now for…
RAC have been my insurer now for several years. Despite the renewal price increasing, when it actually comes to the amount you pay for excess- I haven't found anything cheaper.
Their customer service is excellent as is the policy offered.
Tried and trusted insurer.
13. September 2026
Bewertung ohne vorherige Einladung
Antwort von RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Man on the phone explained everything…
Man on the phone explained everything also online was easy to follow and very good value for money
2. Oktober 2026
Antwort von RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend
Do not take out a car insurance policy with the RAC
Having recently setup a new car insurance policy with RAC insurance, I received a letter from them telling me my insurance will be cancelled on the 11th October, or the 8th October depending which paragraph you read, but when I login to try to look at the documents they tell me are not filled in correctly, it says my insurance is already cancelled (4th October) and the documents aren't available.
The letter is confusing and poorly written, and with this particular policy it's impossible to speak to anyone and the webchat is useless.
4. Oktober 2026
Antwort von RAC Car Insurance
Hi Phil,
Thanks for taking the time to share your feedback, and I'm really sorry for the stress and confusion this has caused.
Receiving conflicting cancellation dates and being locked out of your online documents is clearly frustrating. On top of that, struggling to get through on webchat or speak to someone only makes things worse.
I'll pass your experience to our team so we can review why this happened, and we will be in touch with you to see how we can help.
Many thanks,
Kirsty
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