Had an accident on 25th June 2026 And now it is 6th of July I still haven’t received a curtesy car due to having a shortage on cars hahahahaha Also they are telling me to wait another week shoc... Mehr ansehen
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Das sagen Bewerter
I am extremely disappointed with the way my claim has been handled by MSL. I was involved in an accident on 30 June and, despite being promised a replacement vehicle on multiple occasions, I... Mehr ansehen
Terrible , they don’t like it if you don’t use them for personal injury claims , they blank you don’t help claiming back any loses , I was left out of pocket over £600 because they decided without te... Mehr ansehen
My father got involved in a accident. Where he got hit from the back. A straightforward non fault accident. Car has been collected and no courtesy cars have been provided. They proposed to provi... Mehr ansehen
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Backed by more than three decades’ experience, whether it's legal expenses insurance, assistance products or claims services, we've got your back.
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Lakeside 1, SK8 3GW, Cheadle, Vereinigte Staaten
- www.msl.co.uk
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The worst company ever for courtesy…
The worst service ever for courtesy car…
My Insurance company uses MSL as a Courtesy car provider and this company is a nightmare to deal with. I never have had such a bad experience with any company like MSL. The customer service agents, case handler Syed Rahman (he didn't even bother to call back) and the rest of the others are the worst people to speak to. They simply don't care about handling the case, or problems the customer is facing and they are very rude while speaking instead of providing help they told me that we can't do anything and if I need the car I have to sort it out yourself.
Please avoid this company for any sort of business. Simply they are pain....

Antwort von MSL
I'm devastated that I've had to select 1 star
I'm devastated that I've had to select 1 star for this so called "vehicle solutions" company.
I'm a driving instructor and my vehicle was off the road for a few days. I contacted my insurance company who arranged for a dual control courtesy vehicle through MSL.
The vehicle never arrived when they said it would and I lost out on over £1500 of income due to not doing the lessons booked in. I went through their complaints procedure to claim my loss of earnings and received a final response by a Benjamin Roddy saying they would pay me in full for any earnings lost. Benjamin then asked for copies of my diary (which was sent to him), proof of charges for these lessons (which is sent) and my bank details (again, which I sent). I left this for a couple of weeks and received nothing. I made mulitple calls and multiple emails to Mr Roddy but he wasn't available. It took the threat of legal action before Mr Roddy replied to me emails. He then asked for TAX returns among other evidence, which I can only assume was yet another stalling tactic by MSL. After more threats, Mr Roddy then passed my complaint over to Elaine Parked (Chief Risk Officer). Elaine asked for other evidence so I sent her a copy of a spreadsheet for the month I was without their courtesy vehicle. Elaine contacted me saying the spreadsheets didn't relate to what was in my diary, as payments were made prior to lessons taking place. Driving instructors don't take payment after lessons have taken place!!
She then emailed me back to say MSL weren't prepared to pay me the full amount, and that she had calculated my loss of earnings be less than half of what I was initially claiming. As I wasn't prepared to continue with this shower of a company, I accepted her offer and now I'm well rid of this shambles of a company.
I hope this helps others to make their decision NOT to use this company going forward. I honestly believe the 5 star ratings against this company are from friends and family of the owners, and the 1 star ratings are from genuine customers that have been ripped off like myself.

Antwort von MSL
Read before Purchasing
When contacting Noble Claims, they will instruct you to wait for a callback, which could take up to 48 hours.
Upon receiving your first callback, you will need to provide a considerable amount of personal data and information. Make sure you have everything ready, including V5, Driving Licence, Road Tax, Insurance Certificate, even though they are the insurance company, and your National Insurance number. It is unclear why this is needed for a car insurance claim. They will require details, both verbal and written documentation about the accident. You will also need to draw a detailed sketch of the incident, and visit the DVLA website to obtain and share your most current driving license status. Additionally, they will need pictures of your service history and logbook. You will be required to provide this information on multiple occasions and to different people.
Required items:
- V5
- Driving Licence
- Shared Driving Licence
- Road Tax
- Insurance Certificate
- National Insurance
- Written Description of Incident
- Sketched Image of Incident (Before and After)
- Pictures of your log book and service history
You will then be informed about your hire vehicle, which requires you to wait for another company called MSL to handle. MSL is a legal team that will want you to sign into a hire agreement. However, this is not advisable, as they may use it against you when offering a very low valuation for your car. If you accept, you may be cornered and forced to accept their very low offers on your vehicle. It's important to note that this is not a courtesy vehicle but a hire agreement. You can arrange this yourself, so explore your options. If you don't accept, you may not have a car to continue working, as they may use this method to corner you if you reject their offer and want to be back on the road.
MSL will also request a holding payment and claim that the hire vehicle is covered under their insurance. However, this is not always the case. In my situation, they asked Enterprise to provide the vehicle, and then the entire agreement was moved to Enterprise instead of with MSL. Nevertheless, they still took my details and read me all their terms and conditions.
Regarding the manager and complaints process, it may not be worth your time. The staff are rude and have a very strong tone. I was initially promised a callback that I never received. I was then refused a SAR request over the phone and was not provided with information on how to obtain this correctly. I was simply told that my case handler would call me and explain, but I never received that call. When I finally received a call from the case handler, she was extremely rude and very arrogant. One statement she made that will stick with me is when she said, “you're putting words into my mouth” after I repeated what she had said. Imagine saying something wrong the other way around and being able to retract that statement to an insurance company.
I was then informed that to speak to a manager, I need to email them, as they do not speak to customers or callback without an email. I sent an email over a week ago and have still not received a call. I'm here before the data request, and I bet calls will go missing as I have been misinformed throughout. However, I will provide an update, so please check back to see where I am.
I purchased my car for £14,466 on 02/02/2022. They initially valued it at £8,000, then increased it to £9,000, stating they will not increase the offer. They sent me images of cars that are not only older but also have higher mileage. What is worse is that the cars they showed me were not even the same specification; my car was a 118bhp model, and they sent 98bhp model screenshots. I've searched the internet all weekend and have sent them emails explaining this, but still, there is no response. I would like to make it clear that this is a condensed version; the incident occurred on 04/01/2024, and now, a month later, the situation remains unresolved. It took over a week to get a courtesy car sorted. I have since appointed my own solicitor, as I need help with this company. Do not fall for the cheap quotes and polite early customers.

Antwort von MSL
Very poor costumer service I had really…
Very poor costumer service I had really bad experience please stay away from this company I was waiting 13 days for courtesy car and they not helpful at all

Antwort von MSL
Useless
Useless, rude, never call back. They could not take a note of a simple information.

Antwort von MSL
An utterly useless company dont bother…
An utterly useless company dont bother calling you back not fit for purpose avoid avoid avoid

Antwort von MSL
I had a no fault accident at the…
I had a no fault accident at the beginning of last month. My car got written off. I been offered a settlement amount and accepted. Its been 2 weeks but not got the money. I am a taxi driver . I been told i will get a hire car with ashfiled plate. But they couldnt sort out the appt with the council. . Then i been told i will get a call from the loss of earning team to claim loss of earnings. Its been 2 weeks and no one bothered to call to put that claim forward. I am very very worried as i am out of work due to the accident which is not even my fault. Took the insurance to help me out, but i am in more stress as my claim is not getting anywhere.

Antwort von MSL
Absolutely shocking customer service
My car got hit by a motorbike in the night. Because I don't have a third party details they aren't interested. After weeks of speaking to MSL I was told to speak to my insurance company then phone MSL to arrange a dual control hire car as its in my policy. It's been 10 days of trying to get the hire department to contact me. I have been told they will phone me. I had a woman hung up on me for no reason. I have tried emailing the guy I originally spoke to but no response. Last week I asked to speak to a manger about the way I have been treated. She said she would make it her top priority and email the other manger. Still no response.I spoke to my broker this week to make a complaint. My broker informed me today, MSL will phone me sometime today but still nothing. My car is booked in for repair next Monday for 7 to 10 days. I can not afford to take this time off due to no car. At this rate I will have to cancel the repair. If I could give 0 stars I would. Absolutely shocking customer service.

Antwort von MSL
DO NOT TRUST
following a accident MSL was put in charge of my case I am a driving instructor and my car is vital for my work Almost 2 weeks I waited on Dual control car, and a further week until my car was finally collected as a result My lease car period has now reached 28 days, They text me 2 days notice of taking car back leaving me up the creek with out a paddle as they say, Nice one MSL, Nice one, DO NOT trust this company to look after your interests now I have to fund a lease car putting my business under strain,

Antwort von MSL
This company have caused me no end of…
This company have caused me no end of stress, following an accident I was supposed to receive a dual controlled hire car while mine was repaired, the repair was booked for the 7th sept I called 4 times as no hire had been arranged and each time I was told someone will call back and no one has, finally late on the 6th Sept the repair was cancelled as no one had bothered to source the hire car, it is now booked for this Thursday 14th September, and I’m currently on the 6th call to MSL relating to the hire car and still no one is calling back, so it very much looks like this Thursdays repairs will be cancelled again I have also lost two days work without pay as I’ve had to take both Thursdays off

Antwort von MSL
I wouldn't able describe how cowboy of…
I wouldn't able describe how cowboy of company this is.
They literally don't know how to deal with they clients.
Please be careful when dealing with this company.
Reference
2390800

Antwort von MSL
My Brother in law had an accident about…
My Brother in law had an accident about 3 months ago. MSL Dealt with it very unprofessionally what they have done is totally unacceptable. When it’s came about the hire car which the supposed to provide as part of his policy but they just started paying their dirty game.they done all the checks and took 0.1 penny from his account after few minutes they goes there’s none Wolverhampton plate car available but in return they will pay me my loss of earnings as they couldn’t provide me a car.
It’s been nearly 3 months he didn’t received a single penny from them every time he called them they give silly excuses and at last they agreed they will give me him the money but still nothing.
They take people’s hard working money and when the time comes they don’t give anything.
Be alert from this scam company
Be alert from this scam company
I had an accident call them to arrange my hire car they done all the checks and took 0.1 penny from my account after few minutes they goes there’s none Wolverhampton plate car available but in return they will pay me my loss of earnings as they couldn’t provide me a car.
It’s been nearly 3 months I haven’t received a single penny from them every time I called them they give silly excuses and at last they agreed they will give me the money but still nothing.
They take people’s hard working money and when the time comes they don’t give anything.
WOLVERHAMPTON DRIVERS PLEASE BE ALERT FROM TVIS SCAM COMPANY

Antwort von MSL
I was put though to MSL by my insurance…
I was put though to MSL by my insurance broker after my car was involved in an accident.
From reading below i must have been very lucky to speak with Andrew ,who took the details (i was stiil in shock) but he was really helpful.
Ryan who contacted me with replacement car details and delivery.
Followed by Nadeem to see if insurance company had contacted me .and chased them up.
I really could not fault them .
Thanks for all your help
Andy W

Antwort von MSL
Worst company of any type I have ever dealt with.
Without a shadow of a doubt, this single worst so-called company I have ever had the trouble of having to deal with. I have informed my insurance broker, that if these cowboys are their legal expenses dealers at my next renewal, I will go elsewhere. 7 months, the worst communication and lies.
Naseera Osman
Naseera Osman
An absolute delight to deal with
And exceptionally professional handling my claim

Antwort von MSL
They are burgulers never ever use this…
They are burgulers never ever use this msl they stole your mony and sell Your clame unfortunately my insurance compney transfer me to msl and they send my car for for cheep repair company they havent repair my car properly even I have to take my car cupple of time my self but still same so at the end i have to pay and fix my car my self they even take you insurance many aswell and they give me courtesy car after one week and take it back in two weeks even my car
havent repair yet

Antwort von MSL
They even don't deserve 1 star
They even don't deserve 1 star, I wish I could do negative star. They were appointed to handle my claim and provide courtesy PCO car by my insurance company. They dropped me a PCO car without cleaning and wash. There were hand spots on interior, windows and on leather seats. They were charging almost £300 plus VAT per day for this car to insurance company. One of the tyre was completely gone. I showed that to the driver (while inspecting the car) and he said speak in the office They will sort this out. Later I called the office and spoke to someone and he said go to any kiwik Fit and they will change the tyre as they have account with them. I went to different kwik fit shops but they said I have to book appointment and appointments were 7 or more days after. If anyone drives PCO cars they know how TFL inspectors are strict on tyre conditions I would say they are more strict than police, it may be because we carry passengers. Third day of having this car I finally managed to get this car checked at kwik fit by using my own reference and waiting in the shop for 3 hours so they could squeezed me into their appointments. When they were checking notes on the account of MSL it says * only use budget tyre* and they have premium tyre in stock, kwik fit advised my to speak with MSL. I rang MSL and they refused to authorised Premium tyre which costs around £170 and said keep driving and use other kiwik fit who has budget tyre. They were charging £300 plus VAT rent per day but didn't authorised a £170 tyre. Finally returned their car after horrible experience. Staff isn't polite at all and needs fresh training on customer support. It seems they are dealing in a third world country. I filled up tank on the day I received this car so I asked to refund me this fuel money. They asked me to email the receipt which I did but no communication received that when this will be refunded. I called couple of times and I was surprised when lady said there is no time limit when this will be refunded. I was shocked I said every company provides a time limit and she said we don't that was her words. They need a super fresh training on how to deal with customers. I received that money later but the communication and customer service were super horrible. My advice is if your insurance company refer your case to this company MSL, straight away pull out otherwise you will regret. I hope this help to many others.
publishing a negative experience
The MSL team needs to receive refresher training on delivering for clients! Purchased policy for protection against inconvenience or unplanned event. Unexpected event occurred, making one's own insured vehicle undriveable. Requested a replacement vehicle whether licensed-plated or none-licensed plated, advised none available. Offered to seek alternative a standard vehicle from external source like enterprise, even this cost coverage is not provided by MSL. The unplanned incident to the insured vehicle has already caused enough stress and trouble, and MSL is making things worse by refusing to provide with even a minimal non-licensed replacement vehicle for family errands eg household shopping etc. The client believes that it defeats the entire purpose of acquiring the genuine coverage in the first place! More harm has been caused by MSL's failure to fulfil its obligations than by the hardship from unforeseen event!
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